Understanding where to concentrate resources for the best results.

From your very first interaction with every customer, you have the opportunity to demonstrate empathy and fairness. This means steering them towards the right payment outcomes, while at the same time maintaining your brand’s reputation for first-class customer service.

Yet it’s also important to focus your resources where they can generate the best returns which is why. So we can analyse your customer data to forecast the impact of different scenarios on future debt, as well as to validate the performance of your current propensity- to- pay or default models.

This helps you to guide your overall collections strategy, prioritising workloads and segmenting customers to help you achieve the best results possible within your existing operational capabilities.

Treating customers fairly in collections

Read our FREE report to discover what debtors think about different collections approaches and begin your journey towards human-centred collections.

Register to download


is the average UK household debt

13 million

UK households have between zero and £1,500 in savings

Contact an expert

Strengthening your response with virtual agents

Watch our conversational AI tool in action >

Virtual agents use our conversational AI tool to provide customers with self-service options that answer important questions, guide them to the right information and – most importantly of all - reduce the chances of them needing to speak to an adviser.

This is not only popular with customers, it also frees up more of your agents’ time, enabling them to focus on helping the most vulnerable customers, as well as those with the most complex enquiries.

Training, technology and data analytics


Expert agents

Our people are trained to treat everyone, and especially the most vulnerable customers, with compassion and respect. We can also put a team in place quickly, to help you cope with any unexpected peaks in call numbers.


Real-time support

While our agents are highly trained, they’re also fully supported by a range of advanced tools. These include real-time speech analytics that can recognise the hidden signs of distress and flag the agent accordingly, putting all the information they need on the screen in front of them.


Omni-channel journeys

Debt is a highly personal and embarrassing matter, and not everybody wants to have to talk to a stranger about it. So we can enable your customers to self-serve through a range of advanced digital solutions, which include AI, apps, email, WhatsApp, SMS and virtual agent voice.


Data and analytics

The best time to deal with debt is before it occurs. That’s why our solutions help us to understand the life moments that can cause debt, identify the early warning signs and enable proactive help to be offered. Our data scientists are also able to remodel assumptions to facilitate more accurate forecasting for your business, based on all kinds of customer scenarios. 

Our related insights

How can we help your business progress?

Get in touch

Explore related solutions


Personalised journeys

Treating customers as individuals is key to generating the best experiences for them - and the best results for you. Our innovative technology solutions enable customers to self-serve and agents to provide tailored, flexible and relevant support, while maintaining a human-centred and empathetic approach.

Read more

The latest technology for better outcomes

We continually innovate to deliver smarter solutions for our clients. We help you make better use of data, analytics and technology to enhance your organisation’s performance, improve productivity, boost collection rates, and enable agents to achieve the best outcomes for you and your customers.

Read more

Flexible contact centre model

Responding to rapid changes to deal with operational demand is what we do. It's in our DNA. Flexibility is always a priority for any contact centre, and for retailers looking to survive and thrive in a disrupted, uncertain marketplace. 

Read more
Scroll Top

Get In Touch